Why I Didn’t Buy I Bonds, Despite them Yielding 7.12%

I didn’t buy a bond backed by the full faith and credit of the US Government even though it is yielding 7.12% in a world where many other government bonds are yielding under 2%.  Why?  That’s what I am going to answer today.  Economically, it makes sense to buy I Bonds. I have cash I … Read more

Reflections of Buying My First Cryptocurrency

I bought my first cryptocurrencies a few weeks ago.  I’ve been watching from the sidelines for years. I’ve been researching and educating myself. I feel it’s important to stay up to date on trends in investing, even if I am not personally investing that way.  Crypto still doesn’t make sense to me. But, it doesn’t … Read more

What Type of Mortgage Should I Get?

Deciding to buy a house is a big decision. It’s the largest purchase most people will make.  On top of that, it’s also the most debt many people will take on in their life. Unfortunately, there are very few classes about how to responsibly choose which type of mortgage to apply for. This type of … Read more

Should I Pay Off My Mortgage Early?

I’m always fascinated by the question, “Should I pay off my mortgage early?”  People usually fall into three camps: YES! Pay it off. Debt is bad. You’ll never regret paying it off.  No, you should invest the money. You’ll earn more in the market.  I’m asking the question because I don’t know.  I’m fascinated because … Read more

Why I am Getting a Prenup and 3 Important Reasons You Should Consider One

Prenups.  Even the word likely elicited a strong wave of emotions and judgments in you. Unromantic? Sleezy? Not in love? Preparing for divorce? Others?  I know when I tell others I am getting a prenup, that look frequently comes over their face. That look of “I would never do that” or “Why is he getting … Read more

Are You Outcome-Focused?

Are you outcome-focused or process-focused? Do you judge decisions as good or bad based on the outcome or the process?  For example, if you ate healthily, exercised, and did the normal things you are supposed to do to live a long life and then died of cancer at an early age, was the decision to … Read more

What is a Will and Do You Need One?

Most people appreciate the power to choose. Most people also loathe the idea of making a Will. These two ideas are in conflict. Creating a Will gives you power by allowing you to choose what happens to the things you own (assets) after your death.  Although not everybody needs a will, generally, many people would … Read more

How to Simplify Your Investing – 4 Helpful Tips

My friend asked me questions the other day along the lines of, “What investments should I be choosing? How do I find the funds everybody is talking about that do well? Should I buy different types of funds?”  I could have gone many ways with these questions, but I remembered what my tennis coach in … Read more