Building a Good Credit History and Credit Score

Building a good credit history and credit score does not need to be complicated. How do you build your credit history? How do you improve your credit score? What affects your credit score?  Credit is a very misunderstood part of personal finance.  When I talk with people about credit, I often hear stories of how … Read more

Be Kind

Chadwick Boseman, ‘Black Panther’ star, died of colon cancer on Friday, August 28, 2020.  Only after his death was it revealed that he was diagnosed with Stage 3 colon cancer in 2016. In a statement posted to his Twitter, it says, “A true fighter, Chadwick persevered through it all, and brought you many of the … Read more

Don’t Be Afraid to Negotiate – 3 Examples

Don’t be afraid to negotiate.  I find most people are afraid of negotiating. They think about it as a confrontation or are scared of being told no.  You can negotiate in a low stakes environment before moving on to something that really matters. For example, I would not recommend negotiating your salary as your first … Read more

How to Spend Money to Increase Happiness

Do you know how to spend money to increase happiness? It’s well documented spending on experiences – not things – produces higher levels of happiness. Study after study demonstrates that the excitement of buying new things is short lived. Thankfully, there are ways to spend money to increase your happiness. Think about the last material purchase … Read more

Difficult Conversations – 5 Takeaways to Help Your Conversations

How do you handle difficult conversations? When I am faced with difficult conversations, I tend to shut down.  I want to be better at handling those conversations. I meet people who handle them flawlessly. They look like a commander of speech – nothing can make them waver.  They know the right questions. They know the … Read more

Understanding Your Cash Flow and Making a Budget Work For You

Imagine jumping into your car and starting to drive. You only brought your normal items with you – purse/wallet, cell phone, and keys. You have no idea where you are going, what you will see along the way, when you have arrived in the right place, or what you will be doing when you arrive.  … Read more

My Vision – Talk About Money

I have a vision where we live in a world where more people talk about money with others – significant others, parents, and friends – and through those conversations, have a better relationship with money.  My mission is to use this blog to inspire conversations, challenge you to discuss money, and learn alongside you. I … Read more