Patience, discipline, and humility are superpowers. We’ll talk about how this applies to investing and saving. Unfortunately, those qualities don’t make for good headlines. Imagine reading, “Warren Buffett was patient once again, waiting for the purchase of the decade” and going on to say, “He didn’t find an attractive deal yet, but he is disciplined to … Read more
Credit cards rewards are complicated. How do you find the right cash back credit card for you? Type “Best credit card for…” into Google and look at the results. It feels as though there are a million best credit cards. How can that be? Best credit cards for gas. Best credit cards for groceries. Best credit … Read more
Don’t be afraid to negotiate. I find most people are afraid of negotiating. They think about it as a confrontation or are scared of being told no. You can negotiate in a low stakes environment before moving on to something that really matters. For example, I would not recommend negotiating your salary as your first … Read more
Do you know how to spend money to increase happiness? It’s well documented spending on experiences – not things – produces higher levels of happiness. Study after study demonstrates that the excitement of buying new things is short lived. Thankfully, there are ways to spend money to increase your happiness. Think about the last material purchase … Read more
Have you ever tried making a large change? How did it work? Were you satisfied with the results? Were you able to maintain the change? Normally, you can make a large change, but only for a limited amount of time. It might be a few days, a week, a month if you are lucky. I’ve … Read more