Taking a Pause

I’m taking a pause on writing weekly content here. It’s been nearly two years of brainstorming, writing, editing, and publishing a weekly article. For the past six months or so, I’ve been writing for this website and my new company website, Kindness Financial Planning. While I’ve been trying to maintain the pace of two weekly … Read more

Is a Costco Membership Worth It?

I love Costco.  I loved it when I was living with roommates, living alone, and with a partner.  Costco is an amazing place full of quality items with decent prices. They have gas stations, car washes, seasonal gear, rotisserie chicken, their famous $1.50 hot dog and drink combo, alcohol, wine, and more.  I get tremendous … Read more

Fuck You Money: The Different Levels

Fuck You Money - The Different Levels

I’m fascinated by “fuck you money”, or as some call it, “FU you money.”  I remember the first time I heard the term was early in my career. It was not used in the way many individuals use it today.  It was used in the context of having enough assets under management as a financial … Read more

Give Yourself Grace

Give yourself grace. In what? Whatever you are thinking of at this very moment. That thing. Give yourself grace for that thing you are hesitant to give yourself grace for. As of this writing (and I write about 3-4 weeks ahead of when you read), it’s been a very rough week with very rough conversations and … Read more

5 Personal Finance Opinions People May Not Agree With

Do you ever experience an acquaintance who says something so confidently it feels like it must be true?  It usually goes something like, “Oh, you must absolutely do…” and then they finish with something that sounds logical.  Then, you think, “Wait, I’m not doing that. I should probably do that now.”  That exists in personal … Read more

Reflections of Self-Employment in the First Six Months

In the personal finance space, it feels like quitting your job is a glorious endeavor. People sell courses and products to help you quit your 9 to 5 (by the way, who works a 9 to 5 nowadays?) and have the freedom of creating your own schedule. As someone who quit their job last year … Read more

How to Manage Finances in a Marriage or Relationship: 3 Methods

“What’s the best way to manage finances in a marriage?” “How do other people manage finances in a relationship?”  “What’s the normal way of combining finances in a marriage?”  These are a few common questions people ask about finances in a relationship.  I love these questions because there is no right answer. It’s like every … Read more

How to Save, Spend, and Invest When You Expect an Inheritance

A common question that comes up for retirement planning is, “what changes should I make if I expect an inheritance?”  People who may receive an inheritance have a great question. If you think you are going to receive an inheritance, why save as much?  It’s extra years of working when you could be doing something … Read more

Mistakes I Made in My 20s

Mistakes I Made in My 20s

Who doesn’t love to read about big, juicy mistakes?  You know the ones. The ones where you can’t stop reading, enticed by needing to know what happens next. Every. Detail. Brings. It. To. Life.  Unfortunately, this isn’t that article.  But, it is an article about regret, hindsight bias, and changes I wish I would have … Read more

Why I am Getting a Prenup and 3 Important Reasons You Should Consider One

Prenups.  Even the word likely elicited a strong wave of emotions and judgments in you. Unromantic? Sleezy? Not in love? Preparing for divorce? Others?  I know when I tell others I am getting a prenup, that look frequently comes over their face. That look of “I would never do that” or “Why is he getting … Read more