How to Save, Spend, and Invest When You Expect an Inheritance

A common question that comes up for retirement planning is, “what changes should I make if I expect an inheritance?”  People who may receive an inheritance have a great question. If you think you are going to receive an inheritance, why save as much?  It’s extra years of working when you could be doing something … Read more

How to Make the Most of Your 401(k) Plan

When people start their first job, they often know they have access to a 401(k) plan, but they are not sure what it is exactly or how best to use you. Instead of brushing it off and thinking, “Hey, I’ll do it in a few years. Retirement isn’t for a long time,”, I suggest we … Read more

How to Save for Retirement in an Uncertain World

How much money do you need to retire? How long does the money need to last? How should the money be invested to give you a high likelihood that it lasts?  Planning financially is a very difficult task because the world is full of unknowns. You have no idea how long you will live. You … Read more

How Much Do You Need to Save to be Financially Independent?

How Much Do You Need to Save to be Financially Independent? That’s an excellent and challenging question. When I was young and impressionable, my uncle taught me about it using an example. He showed me a spreadsheet of two investors. He called them individual A and B, but I will refer to them as Amy … Read more