How Much Life Insurance Do I Need?

If you died today, what would happen to your family?  Not just financially, but emotionally and physically.  Would money help through the difficult transition?  For many people, the answer is yes. Unfortunately, people don’t like thinking about their death, and often fail to plan for how much life insurance they need.  There are a few … Read more

Are You Outcome-Focused?

Are you outcome-focused or process-focused? Do you judge decisions as good or bad based on the outcome or the process?  For example, if you ate healthily, exercised, and did the normal things you are supposed to do to live a long life and then died of cancer at an early age, was the decision to … Read more

The Complete Guide to Renters Insurance

Unlike auto insurance, renters insurance is a protection people rarely talk about. If a landlord does not require it, many people skip it. Should they?  Let’s explore what renters insurance is, what it protects, and help you analyze your own situation to determine if you should purchase it.  What is Renters Insurance? Renters insurance provides … Read more

My Car Was Hit – The Importance of Different Auto Insurance Coverages

My car was hit recently. Thankfully, I was not in the car, and I have auto insurance. Unfortunately, I did not enjoy starting the week discovering my car parked on my property with two wheels scratched, two doors hit, and my rear quarter panel on the other side dinged.  However, being the finance nerd that … Read more

Disability Insurance – Why You Need It

When is the best time to buy disability insurance?  The day before you need it, of course.  For life insurance, it’s the day before you die. For homeowners insurance, it’s the day before your house catches on fire and burns to the ground. For health insurance, it’s the day before you get sick and need … Read more